Life Insurance
The world we live in is full of uncertainties and risks.Individuals, families, businesses, properties and assets are exposed to different types and levels of risks. These include risk of losses of life, health, assets, property, etc. While it is not always possible to prevent unwanted events from occurring, financial world has developed products that protect individuals and businesses against such losses by compensating them with financial resources. Insurance is a financial product that reduces or eliminates the cost of loss or effect of loss caused by different types of risks.
Get Insured, Feel Secure
Benefits of Insurance
Insurance (noun) : a thing providing protection against a possible eventuality.
Apart from being an important part of financial planning for a safe and secure future, Insurance also has the following benefits:
- Provides safety and Security to Individuals and Businesses
- Generates Long Term Financial Resources
- Spreads Risk
- Provides Support to families during Medical Emergencies
Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years.
View Details »These plans allow you to secure yourself and your family all while creating a corpus to meet your financial goals at every life stage.
View Details »Unit linked Insurance Plans are a combination of insurance and investment. The combination allows for the premium to split into two parts
View Details »What Is Covered?
- Provide financial protection to you and your family at an affordable cost
- Flexibility to choose your policy and premium payment terms
- Increase in cover at future milestone events in your life with Life Stage features, without the hassles of fresh medical underwriting
- Policy specific additional Rider Benefits
- Tax benefits as per prevailing laws
Agewise Premium
| ICICI Basic Life IPROTECT SMART Premium Chart | ||||||||
|---|---|---|---|---|---|---|---|---|
| Cover for 25 Yrs | ||||||||
| # | For 50 Lakhs( Non Smoker's) | For 1 Crore ( Non Smoker's) | ||||||
| Age | Male | Female | Male | Female | ||||
| 20 | 5456 | 5303 | 8923 | 8640 | ||||
| 25 | 6036 | 5741 | 9919 | 9416 | ||||
| 30 | 7436 | 6745 | 12339 | 11135 | ||||
| 35 | 10226 | 8932 | 17251 | 14818 | ||||
| 40 | 14559 | 12585 | 23859 | 21452 | ||||
Premiums increase with age, for both genders. Thus, buy a term plan as early as possible to enjoy cheaper premiums.
Most Popular Plans
iProtect Smart Life Cover Plan
Comprehensive additional benefits with Option to choose Accidental Death Benefit and Accelerated Critical Illness Benefit
- Enhanced protection with coverage against death, terminal illness and disability
- Key benefits for women under Accelerated Illness Benefits
HDFC Life Click2Protect 3D Plus
HDFC Life Click2Protect 3D Plus Plan helps you to make your financial planning most reliable
- Life Cover of 1 Cr @ 521/Month*
- 3D Insure against Death, Disability and Diseases *
- Option of Whole of Life Protection*
Maha Raksha Supreme
Increase in cover at future milestone events in your life with Life Stage Plus Option, without the hassles of fresh medical underwriting*
- Life Cover up to Age 85 or option for Whole Life coverage (till age 100 years)*
- Inbuilt Payout Accelerator Benefit that advances 50% of Basic Sum Assured in event of a Terminal Illness diagnosis*
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