General Insurance

Typically, a General Insurance is the insurance that is not determined to be life insurance. It is insurance for precious items other than our life and health. The different forms of general insurance are fire, marine, motor, accident and other miscellaneous non life insurance.The real assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against uncertain occurrence like damage and loss of the asset. The tenure of the general insurance policies is normally for short duration unlike life insurance policies.

Security is a priority

Benefits of Insurance

Insurance (noun) : a thing providing protection against a possible eventuality.

General Insurance is a contract where the insurance company promises to pay an agreed amount of money to the person being insured.Insurance also has the following benefits:

  • Financial Protection to the Property
  • Security
  • Protection to damage
  • Save from massive financial losses
A comprehensive policy even secures against damage caused by natural and man-made calamities, including acts of terroism. Motor insurance offers protection to the vehicle owner against damage to the vehicle.
Home insurance protects against risks and damages from fire, burglary, theft, earthquakes,etc covering the physical assets and valuables in it.
Travel insurance covers one against unseen medical and non-medical emergencies during travel, ensuring a worry free travel experience. It protects the insured against misfortunes while travelling.
What Is Covered?
Product Information
ICICI Lombard Home Insurance Policy
StructureThe structure of home is insured on the reconstruction value and not on its market value.
Built Up Area(Sq.Ft)1500
Construction Rate(Rs./per Sq.Ft.)1000/sq feet
Sum Insured1500000
ContentsThe contents are assesed on the market value of the objects.
Jewellery/Precious Items/FurnitureUpto 25% of total content
Sum InsuredUpto 25% of total content or Rs.1 Lakh
Most Popular Plans
ICICI Lombard Home Insurance
A Comprehensive plan to cover your home from day to day risks
  • Protects from Loss or damage caused by the insured’s and/or insured’s domestic staff direct and/or indirect involvement in the actual or attempted burglary or theft
  • Cash, bullion, paintings, works of art antiques, mobiles and laptops
Bajaj Allianz Vehicle Insurance
Provides hassle-free protection to your vehicle against physical damage, theft and third party liability
  • Coverage from the financial losses
  • Add-On Covers With Car Insurance Policy
Shriram Fortune Life & General Plan
Compensation for death and property damage on account of any accident involving the insured vehicle.
  • Loss or damage to your vehicle
  • Natural Calamities
Our Insurance Partners